Designed to be used for: Designing retirement plans and allocating contributions under SEPs, SARSEPs, profit sharing, and money purchase pension plans for corporations, partnerships, and self-employed individuals.
Key features: Automatically calculates net earned income, self-employment tax, integration spreads, actual deferral percentage (ADP), top-heaviness, and limitations on contributions and their deductibility. Ineligible owner and guaranteed payment partner situations can also be handled. Other factors, such as outside W-2 income and self-employment gains and losses, are also taken into account (if entered). Solve-for and optimize functions can be used to find the most efficient integration level or employer contribution, or to design a plan around a single individual or owner group. Top-heaviness is based on document type entered, e.g., model or prototype. Client illustrations can be printed, saved, and recalled.
Available platforms: Windows 95, 98, , SE, ME, NT, 2000, XP, 2003, and "Longhorn"
Computer requirements: Hard drive.
Price: $150 per year, with instructions and tutorial. 30 day refund policy if not completely satisfied.
Technical support: Free software support. A no-charge telephone tutorial is available, if needed.
For additional information or assistance, contact Gary S. Lesser.
Gary S. Lesser, J.D.
GSL Galactic Consulting
944 Stockton Street
Indianapolis, IN 46260-4925Telephone (317) 317-254-0385
Facsimile (317) 317-254-0386
E-mail: qpsep@aol.com