We recently adopted a Wrap Plan encompassing health, dental, long term disability, short term disability, and other benefit programs. The SPDs for the individual benefit programs are attachments to the Wrap Document and more fully explain the benefits.
Are the individual booklets for the benefit programs considered part of the Plan Document because they are attachments to the Wrap Document? Or are they considered SPDs?
The reason I ask is because the Wrap Document established one plan number for our welfare programs. However, the booklets for the individual programs still each had its old plan number (different for each program). Obviously, we want to update them so they all show the Wrap plan number. We are not sure if this is an amendment to the plan document or merely a small change to the SPD.
Wrap Plan - Amendment
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