Tom Poje Posted November 14, 2007 Share Posted November 14, 2007 does anyone have a sample? I've dummied up a safe harbor notice the best I can, looking for any comments if I have missed anything, etc. the highlighted parts pertain to the auto enroll requirements (unless as I say I have missed something. ) If I wait for the govt, well it might be forever. Link to comment Share on other sites More sharing options...
Tom Poje Posted November 16, 2007 Author Share Posted November 16, 2007 the sample language for automatic enrollment ws released by the IRS yesterday, and looks like the following. (Guess I need to modify my initial attempt a little, [still, I should be able to get a form to be produced out of Relius]) now my goal is to get it to 4 pages Link to comment Share on other sites More sharing options...
John Feldt ERPA CPC QPA Posted November 16, 2007 Share Posted November 16, 2007 What do you think will satisfy this part: "You must describe the Plan’s QDIA, including its investment objectives, risk and return characteristics..." This will be specific to the default fund - I'm thinking we may need something like a morningstar report and and perhaps have the notice refer to that? Link to comment Share on other sites More sharing options...
Tom Poje Posted November 19, 2007 Author Share Posted November 19, 2007 I agree with you. with lack of any other example, I am going to include the Return and Risk described on the Morningstar disclosure, along with the investment strategy/category description, and also the brief composition of the portfolio analysis. I only have one at the moment, a non-safe harbor, and have managed to squeeze it all into 3 pages. Link to comment Share on other sites More sharing options...
four01kman Posted November 19, 2007 Share Posted November 19, 2007 You also may have to send a copy of the prospectus, if you are using a single fund; or several, if there are multiple funds. Or, in the absence of mutual funds, a "detailed" explanation of how the investment works. Jim Geld Link to comment Share on other sites More sharing options...
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