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Employee switches to PPO this year; had HDHP/HSA last year; OK to use HSA to pay eligible medical expenses this year?


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If employee switches to a PPO plan and had a HDHP/HSA the prior year (same employer), can they use the HSA to pay for eligible medical expenses for the new plan year on the PPO? If they are covered under a PPO with an FSA (not limited) can they also access the HSA funds previously contributed a prior year under the HDHP (of course not double dipping on same expense)?

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