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  1. Loans -- Leave of Absence (7 replies)
  2. Safe Harbor Plan and Short Plan Year (3 replies)
  3. Hospital based physicians/affiliated service group (1 reply)
  4. Safe Harbor rides again (2 replies)
  5. What's up with the IRS and their apparent 180 on Safe Harbor plans? (9 replies)
  6. Testing issues-President of Co, but not employee - Controlled group of corps (7 replies)
  7. Plan Loan for Personal Residence--Loan Proceeds Stolen (3 replies)
  8. Deduction Limit & Floor/offset arrangements (1 reply)
  9. Bermuda plan administered in US? (7 replies)
  10. Participation by Foreign Nationals (4 replies)
  11. change in vesting method (6 replies)
  12. Year End Amendments (1 reply)
  13. Do Pre-Bankruptcy 401(k) Deferrals Have to be Returned? (3 replies)
  14. Top Heavy Test Question (5 replies)
  15. Service question (10 replies)
  16. contributions (2 replies)
  17. Record Retention (1 reply)
  18. Hardship Withdrawals makes plan Top Heavy (2 replies)
  19. Prohibited Transaction (12 replies)
  20. One to One QNEC question relating to bargaining/nonbargaining (1 reply)
  21. Can a V.P./plan participant receive commissions off his own plan? (3 replies)
  22. Safe Harbor addoption dates (1 reply)
  23. PRE-ERISA LIMITATIONS ON SALARY DEFERRALS (9 replies)
  24. Fidleity Bonding in a Multiple Employer Plan (0 replies)
  25. wrong interest rate for participant loans. (2 replies)
  26. MRD calculation date (1 reply)
  27. Employer Current Trends (3 replies)
  28. Can a participant's benefit in an ESOP be diversified into his/her profit sharing plan of same employer? (2 replies)
  29. One big plan with many divisions now has to have one of the divisions separated into its own plan. Need help. (2 replies)
  30. PEO and controlled group Issue(s)? (6 replies)
  31. Okay to start up a new 401(k) now? (4 replies)
  32. MRD's--spousal consent and hangers on (3 replies)
  33. Recoupment of overpayments made to deceased participant (2 replies)
  34. Calculation of "hours of service" when employees are not paid by the hour. (5 replies)
  35. Resignation of Plan trustee (2 replies)
  36. Compensation defintions and automobiles (1 reply)
  37. Safe Harbor notice PRIOR to the 90 day period (5 replies)
  38. ER underdeposits EE 401(k) deferrals (5 replies)
  39. One employee who is Key Employee (15 replies)
  40. From which source in a 401(k) can insurance premiums be paid from? (5 replies)
  41. In a safe-harbor plan, do you even need to get compensation? (13 replies)
  42. Return of match on excess contributions (6 replies)
  43. investment advisor over a portion of trust fund (1 reply)
  44. Solo 401(k) plan "administration." (5 replies)
  45. Changing plan year end from 12/30 to 12/31 (4 replies)
  46. What impact do forfeitures have with the 415 limit? (5 replies)
  47. ERs lifting company stock restrictions? (1 reply)
  48. Unregistered Employer Securities (3 replies)
  49. Rollover IRA to 401(k) Plan (1 reply)
  50. Expense charges on my 401K plan (4 replies)
  51. SAR-SEP & 401(k)? (0 replies)
  52. rollover from SARSEP to 401k plan (3 replies)
  53. Top Heavy Safe Harbor Plan with early eligibility for deferrals only (1 reply)
  54. 401(k) Profit Sharing Plan & ESOP Top Heavy Contributions (1 reply)
  55. Distribution in 2002 paid from company account (6 replies)
  56. What would you do if .......? (0 replies)
  57. first year testing (1 reply)
  58. Eligibility… Is a person eligible to contribute to a 401(k)? (2 replies)
  59. Can ayone instruct me on how to use the BenefitsLink SEARCH ? (2 replies)
  60. 403(b) as "successor" to terminating 401(k) plan (6 replies)
  61. 401(k): Are you planning on matching employee contributions this year? (0 replies)
  62. Required Minimum Distribution (2 replies)
  63. HCE Aggregation and Coverage Transition (0 replies)
  64. Dual Eligibility with ADP/ACP Safe Harbor? (2 replies)
  65. Hardship Withdrawal vs. Bridge loan for two mortgages (new house and old house that has not yet sold). (2 replies)
  66. Contributions, splits and buys (5 replies)
  67. Can a participant defer workers comp pay? (2 replies)
  68. Can a company force HCEs in middle mgt to limit contributions, so that the plan will pass testing, while allowing upper mgmt to take full advantage of contribution limits (they are paid enough to max (13 replies)
  69. How to handle deferrals that were never made? (6 replies)
  70. Target Benefit Merger (1 reply)
  71. What to do with earnings that Insurance Company won't return (1 reply)
  72. Refund of contributions from ineligible participant (5 replies)
  73. Can deferrals be deposited monthly, even though employer's payroll is bi-weekly? (6 replies)
  74. HCE - Look back Period? (1 reply)
  75. Partner not 100% vested (2 replies)
  76. Death Benefits rollable? (1 reply)
  77. Can employer amend 401(k) plan now (midyear) to provide for 3% safe harbor contribution? (7 replies)
  78. Safe Harbor Enhanced Match w/an additional $25K profit sharing contribution (3 replies)
  79. BRFs (11 replies)
  80. 401(k) Safe Harbor with Profit Sharing (7 replies)
  81. How long should records be retained related to the 401(k) plan? (1 reply)
  82. COnverting Loans During a Change of Recordkeepers and Impact on Amortization Schedules (0 replies)
  83. Correction of Failed ADP test through SCP (0 replies)
  84. Plan year based on teachers contract year; are teachers terminated on last day of plan year considered terminated from plan last day of plan year? (4 replies)
  85. adp test with llc owner with negative k-1 (1 reply)
  86. Client not complying with plan document (2 replies)
  87. Embezzlement from corporation/plan sponsor by participant; any recourse for the plan sponsor? (8 replies)
  88. How to run ADP/ACP test when plan year is amended, creating a short plan year (12 replies)
  89. Conversion from 401(k) to SIMPLE-401k (1 reply)
  90. Late Remittances - Mistake of Fact Exception? (10 replies)
  91. How does a non-participant go about researching the details of a specific 401(k) plan? (7 replies)
  92. 401(k) Loans: Double taxation or not? (40 replies)
  93. Would a 401k for a nonprofit private school make sense rather than a 403b plan? (1 reply)
  94. OK to terminate calendar year plan as of today (10/1/03)? (3 replies)
  95. Exclude from definition of compensation the amount of any health coverage "buybacks"? (0 replies)
  96. How to handle funds of missing beneficiary; participant died 15 years ago (7 replies)
  97. Is 100% match on first 4%, fully vested, an "enhanced matching" formula for safe harbor purposes? (3 replies)
  98. Calendar year plan terminating as of 9/30/2003; has a last-day-of-the-plan-year employment requirement for allocations; top-heavy minimum contribution required? (9 replies)
  99. Coverage testing - how to handle acquiring employer's promise to make contributions 4 or 5 years from now? (3 replies)
  100. OK for same employer to have 2 different 401(k) plans? One will be safe harbor, other will be subject to ADP testing (0 replies)
  101. Loan taxed twice? (4 replies)
  102. Forfeitures account in trust fund too low to allocate properly (0 replies)
  103. Possible to request/receive specific plan provision approval to be included in IRS' favorable letter? (8 replies)
  104. Taxing distribution of less than account balance; includes pre-tax and after-tax contributions (5 replies)
  105. Safe Harbor Match (4 replies)
  106. Anyone have a survey to determine how much participation there would be for a proposed 401(k) plan? (0 replies)
  107. Distribution of deceased participant's account to surviving spouse's account in same plan; can survivor later roll over to IRA? (5 replies)
  108. Incorrectly included 401(k) participant (not 21 until recently) - how to fix? (3 replies)
  109. Rev. Rul. 58-230 says a participant can get in-service withdrawal if he incurs a 6 month suspension from participation. Still in effect? (2 replies)
  110. Can employer make me take my 401(k) account in cash? Over $5,000, but all rollover money. (22 replies)
  111. Chapter 13 bankruptcy. Can an employee still contribute to the plan as well as make loan payments? (3 replies)
  112. Deferrals supposed to be suspended for 12 months after hardship distribution but 4 months after the distribution he starts deferring again; trouble? (0 replies)
  113. Can employer require noncontributing employees to fill out a form stating they wish to make no deferrals? (11 replies)
  114. Should a sponsor obtain a board resolution for its profit sharing contribution? (1 reply)
  115. BenefitsLink Nondiscrimination Q&A 5-- Isn't it wrong? (6 replies)
  116. Can an employer amend a profit sharing plan midway through a given plan year to add a last-day-of-the-year employment requirement as a condition for receiving a profit sharing contribution? (3 replies)
  117. New calendar year safe-harbor 401(k) plan as of 4/1/02; what time period to use in calculating compensation? (3 replies)
  118. Can Summary Annual Reports be delivered with paychecks rather than via U.S. mail? (1 reply)
  119. Reduce self-employment earnings by 179 expense? (6 replies)
  120. 401(k) participation waiver by Amish participants; ignore them altogether in running tests, or count them as "zeros"? (0 replies)
  121. Max S/E Contributions in a DC plan; OK to put in 402(g) limit PLUS 25% of adjusted SE comp? (3 replies)
  122. Final Catch Up Regulations in IRS Bulletin # 37 (0 replies)
  123. Can participant simply choose to stop making repayments on loan from plan? (4 replies)
  124. When does employer have to contribute deferrals into plan's trust fund? When does trust fund have to invest them? (4 replies)
  125. 401(k) participant died with outstanding loan; does beneficiary get 1099R for the loan balance? How is the form coded? (3 replies)
  126. Participant's plan loan showing up as liability on his credit report; how did it get there? What does it matter to a prospective lender? (0 replies)
  127. Catch-Up Universal Availability (4 replies)
  128. Late deferral contributions; can excise tax be waived if delay is due to TPA's refusal to accept and process them? (1 reply)
  129. Which states prohibit use of SSNs on mailings to participants? (1 reply)
  130. 410(b) failure in controlled group setting (12 replies)
  131. Can a new solo 401(k) be used to accept rollover from other plan, then loan funds to the sole participant? (3 replies)
  132. Non-Standard Prototype Plan (4 replies)
  133. OK to include working HCE in testing even though he has no compensation? (3 replies)
  134. Withholding employer contributions on termination (3 replies)
  135. Is a not-for-profit company's 401(k) plan exempt from filing Form 5500? (6 replies)
  136. Inadvertant CODA (3 replies)
  137. What's deadline for filing 5500 for a short plan year? (7 replies)
  138. Partners make varying PSP contributions (4 replies)
  139. Eligible Participants in New Plan (1 reply)
  140. IRS guidance on treatment of employer funds used to buy out plan's annuity contract surrender charges (2 replies)
  141. 401(k) Safe Harbor Document Language (3 replies)
  142. Timing of P/S contributions (13 replies)
  143. What limits need to be pro rata for our 401(k) plan's first, short plan year? (3 replies)
  144. Filing Requirement for Excess Contributions (1 reply)
  145. Salary deferral limit (8 replies)
  146. average contribution amounts (2 replies)
  147. Plan vs Settlor Expenses (2 replies)
  148. Hardship distribution (2 replies)
  149. 402(g) failure (1 reply)
  150. What's the deadline for making a profit sharing plan contribution for a calendar year plan? (13 replies)
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