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Full Version: roth ira and ira
BenefitsLink Message Boards > Retirement Plans > IRAs and Roth IRAs
josh9469
Can I contribute in the same year to an IRA and a ROTH IRA?
wmyer
Yes, but the aggregate limit is still $3,000 (plus an additional $500 if 50 or over). So you could contribute $1,000 to a Roth, for example, and $2,000 to a Traditional IRA. Or $500 to a Roth and $2,500 to a Traditional IRA. Of course, there are income and age limitations (if you earn too much you can't contribute to a Roth).
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