Carol,
You probably already know this, but just in case… when you refer someone to a particular thread, it may be a good idea to add the link. This makes it easier for your reference to be located.
A link can be added to your message by copying the website address from the ‘address field’ and pasting it to your message.
This particular one was easy to find now because the last posting was just added. This is not always the case.
Gormaly,
Click on the following link/URL to access the response provided to Carol
http://benefitslink.com/boards/index.php?showtopic=15960