hello. There are numerous topics pertaining to this problem but I could not find one that exactly fit mine.

In 2002, I made a Roth IRA contribution of $2000, but I was only allowed $1300 (due to unexpected rise in income). So I withdrew the excess ($700) from my roth account on time (only received $515 though from the losses).

My question is: Do I need to fill out any additional forms such as 8606, or should I just attach a note along with my 1040 explaining the situation?

Thank you ahead for your advice.

Form 8606 is not required. However you should have reported the amount (as non-taxable) on your tax return for 2002 (lines 15a and 15b of 1040)

Thank you very much.