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Full Version: Roth IRA with Multiple Primary Beneficiaries

BenefitsLink Message Boards > Retirement Plans > IRAs and Roth IRAs

dstrange

Dec 5 1998, 10:47 PM

I have a Roth IRA with 3 primary beneficiaries. Upon my death,
can each beneficiary elect to take distributions based on their own life
expectency or must each withdraw on the life expectency of the oldest
beneficiary? If the answer is the latter can I split the Roth IRA into
separate IRAs and have just one primary beneficiary on each IRA, so they may withdraw based on their own life expectency?

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