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Full Version: Cash vs Stock
BenefitsLink Message Boards > Retirement Plans > Employee Stock Ownership Plans (ESOPs)
Jilliandiz
Can a participant have a negative cash balance and a positive stock balance?
stephen
It is possible, but not advisable as negative cash balances can lead to all sorts of administrative issues.
Kirk Maldonado
What caused the participant to have a negative cash account balance?
E as in ERISA
Is it ongoing or was it just temporary? Maybe a participant took a distribution of assets other than employer stock. But the trade didn't settle as expected so he got a larger distribution than the liquidation of the assets produced? So maybe a little stock needs to be sold to cover the negative balance?
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