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Christine Roberts
Who out there is familiar with benefits issues for federal credit union employees?

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david rigby
somewhat. do you have specific areas or questions?
davef
Employees of federal credit unions should be treated the same as anyone else who is employed by a tax-exempt entity. They can be covered under any type of qualified plan (prior to '97 they couldn't have a 401(k) plan unless they were grandfathered under the pre-TRA'86 rules). Nonqualified benefits have to fall under 457 rules. The FCU is not eligible to have a 403(b) TSA program because it is not a 501©(3) organization. They also cannot have a SARSEP because they are tax-exempt.
Hope this helps.
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