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GAO Report: Small Employers Continue to Face Challenges in Providing Health Insurance Coverage
U.S. Government Accountability Office [GAO] 
Dec. 4, 2001
43 pages. "Nearly all states have enacted laws that limit the extent to which insurers can vary premiums charged to small employers on the basis of the health and other risk factors of the group. State laws that more tightly restrict variation in premiums can make coverage more affordable for small employers with high-risk employees but may also increase the cost of insurance for healthier groups." [GAO-02-8, published Oct. 31, 2001, released Dec. 3, 2001]
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