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Individual Health Insurance 2006-2007: A Comprehensive Survey of Premiums, Availability, and Benefits (PDF)
America's Health Insurance Plans [AHIP] 
Dec. 19, 2007
27 pages. Excerpt: According to the survey, most applications for coverage were approved, and the benefits commonly purchased by consumers provided substantial financial protection. In some states with restrictions on premium variation and underwriting -- often known as 'guaranteed issue' and 'community-rated' states -- overall premiums were significantly higher than average.
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