10/8/2008: Retirement Security or Insecurity? The Experience of Workers Aged 45 and Older (PDF) (AARP)
22 pages. Excerpt: "There are several implications of this study: (1) Employer-provided pension coverage needs to be greatly increased; (2) There is considerable distress among vulnerable elements of the population suggesting that the most at-risk individuals may be the hardest hit; (3) Middle-aged workers (45-49) need to make saving for their retirement a priority; and (4) Most workers are relying on working longer to compensate for retirement nest-egg shortfalls."
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