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CRS Report: Converting Retirement Savings into Income -- Annuities and Periodic Withdrawals (PDF)
Congressional Research Service [CRS] 
Dec. 2, 2008
39 pages. "There are many reasons for the low demand for annuities, but one of the most important has been that many potential annuity purchasers do not value the longevity insurance provided by annuities at its market price. Retirees who choose not to purchase life annuities must decide how much to withdraw from their retirement accounts each year." [Unnumbered report, Dec. 1, 2008]
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