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49 Matching News Items

1.  ACA Reporting: New Forms, Announcements from IRS Remind HR Pros What's Ahead
HR Benefits Alert Link to more items from this source
Oct. 4, 2016
"In addition to the final forms, the IRS announced changes to the identity authentication process for e-Services, which includes tools used in connection with the electronic filing through the Affordable Care Act Information Returns (AIR) Program system. According to the feds, the changes will strengthen protections for e-Services accounts by requiring two-factor authentication to use the feds' Secure Access platform."
2.  Five Ways to Improve the Success of Your Voluntary Benefits Plan
HR Benefits Alert Link to more items from this source
June 5, 2013
"Employees who graded their company's communication tactics with an 'A' or 'B' ... consider the following methods most helpful: post-enrollment confirmation of benefits elections (58%); personalized messages and materials reflecting individual needs and/or life stages (53%); employer benefits website (53%); one-on-one meetings (49%); and online decision-support tools, such as calculators, FAQS, etc. (48%)."
3.  Nine Questions to Ask When Picking (or Changing) a Broker for Health Benefits
HR Benefits Alert Link to more items from this source
July 7, 2013
"Does the broker have solid references? ... Does the broker have a comprehensive understanding of all plan designs? ... Is there a good variety of different plan choices? ... Can the broker answer questions about federal and state regs? ... Can the broker provide practical, real-world info on Obamacare's impact on your workforce? ... How dedicated will the broker be to your company's specific needs? ... Is the broker willing to participate? ... How often does the broker check-in/what are his or her preferred communication methods? ... What type of cost-sharing and administrative help does the broker provide?"
4.  Why Student Loan Repayment May Soon Be a Standard Benefit
HR Benefits Alert Link to more items from this source
Feb. 21, 2017
"The average tenure of Millennials is around 16 months, and the bulk of these workers are saddled with a tremendous amount of student loan debt ($30,000 on average). That revolving door mentality among younger workers hurts employers' retention rates and costs a fortune in extra recruiting and training costs. Plus, because student loan debt makes contributing to a 401(k) a low priority, employers' 401(k) participation rates suffer as well."
5.  Why Student Loan Repayment May Soon Be a Standard Employee Benefit
HR Benefits Alert Link to more items from this source
July 18, 2016
"Because student loan debt is so important to younger employees, companies that offer relief in this area will have a big leg up on the competition and likely be able to bolster dwindling retention rates. What's more, student loan debt isn't only an issue for Millennials. Thirty-five percent of all student loan debt is held by individuals over the age of 39. Many people also have Federal Parent PLUS Loans, loans for parents to help finance their children's college education."
6.  The Next 401(k)? Why Student Loan Repayment May Soon Be a Standard Benefit
HR Benefits Alert Link to more items from this source
June 15, 2016
"The average tenure of Millennials is around 16 months, and the bulk of these workers are saddled with a tremendous amount of student loan debt ... That revolving door mentality among younger workers hurts employers' retention rates and costs a fortune in extra recruiting and training costs. Plus, because student loan debt makes contributing to a 401(k) a low priority, employers' 401(k) participation rates suffer as well."
7.  The Future of Wellness: Three Trends That Will Soon Be Everywhere
HR Benefits Alert Link to more items from this source
Oct. 28, 2013
"Here are three tech-based wellness options HR pros should keep an eye on -- and think about adopting some time in the near future: 1. Gamification.... 62% of employers already use gamification in some way to promote health engagement among employees ... 2. Mobile technology offerings.... [F]or many employees, few items play as important a role in their everyday activities as their smartphones. 3. Social media.components. From major social networking sites (Facebook, Twitter, etc.) to health-based blogs and RSS feeds, there are a host of social tools employers can incorporate into their wellness plans. And the beauty of social networking tools is employers can use them to create communities among small or large segments of workers."
8.  The Communication Crisis Facing Your Health Plan
HR Benefits Alert Link to more items from this source
Feb. 15, 2017
"63% of employees said they don't know the benefit of an HSA. 50% don't know how to predict current or future out-of-pocket healthcare expenditures and can't select the best savings vehicle or rate. 26% of HSA accountholders don't know they can use HSA funds beyond the immediate plan year, and 41% of HSA accountholders were unaware they could invest HSA funds."
9.  Obamacare Delay Provides Relief -- and an Opportunity
HR Benefits Alert Link to more items from this source
Nov. 12, 2014
"The most recent health-reform implementation roadblock involves a tool the feds created to help employers with administration issues. But problems with that very tool directly led to a delay that benefits employers.... If your company offers a skinny or low-cost health plan that fails to meet the health reform law's 'minimum value' test, you have an extra year before you'll face any penalties."
10.  Top Three Reasons DOL Auditors Come Knocking
HR Benefits Alert Link to more items from this source
May 27, 2014
"In 2013 alone, 775 new DOL investigations were opened as a direct result of benefit plan participants' complaints.... Increasingly, employers are being audited by the DOL for Form 5500 errors.... In many cases, the feds' audits are completely random."
11.  Top 10 Ways Companies Cut Healthcare Costs
HR Benefits Alert Link to more items from this source
Apr. 13, 2014
"The most implemented strategies of top performers last year: Procured a pharmacy benefit manager in an attempt to tamp down pharmaceutical costs; Provided employees with healthcare cost transparency ... Contributed funds to employees' health savings accounts ... The most popular strategies for 2014: Make plan design changes after analyzing how they'll impact other parts of employee compensation -- like retirement contributions and salary ... Increase employee contributions in tiers with dependent coverage at a higher rate than individual coverage ... Adopt payment methods that hold healthcare providers more accountable for the quality and cost of care; Offer telemedicine programs[.]"
12.  Four Keys to a Solid Paid Parental Leave Policy
HR Benefits Alert Link to more items from this source
Jan. 31, 2017
"Decide when it kicks in ... Watch for discrimination traps ... Consider other paid leave ... Use FMLA accordingly."
13.  This 401(k) Default Rate May Soon Be the New Standard
HR Benefits Alert Link to more items from this source
Aug. 23, 2016
"Nearly a third (29%) of defined-contribution plans currently auto-enroll participants at a 6% salary deferral rate, a significant jump from the 17% of plans that did so in 2011.... Nearly a third (29%) of defined-contribution plans currently auto-enroll participants at a 6% salary deferral rate, a significant jump from the 17% of plans that did so in 2011."
14.  IRS Clarifies Key Step in Voluntary Correction Program
HR Benefits Alert Link to more items from this source
Aug. 17, 2016
"[I]f a plan sponsor finds out it can't satisfy the compliance statement within the 150-day time period, it can reach out to the VCP specialist ... and request an extension. The plan sponsor needs to explain why the extension is necessary and, if it can't make the changes by the end of the approved correction period, its compliance statement becomes invalid. And if the deadline is missed, employers will have to do a whole new VCP submission with a new fee along with the previous compliance statement and the reasons why the corrections weren't completed."
15.  The Giant Mistake 40-50% of Your HSA-Eligible Employees Make
HR Benefits Alert Link to more items from this source
July 5, 2016
"The many common distorted perceptions employees subscribe to regarding HSAs and high-deductible plans they're linked to -- The HSA is the same as an FSA or The HDHP is a low-quality plan -- cause some eye-opening results. Case in point: 40-50% of HSA-eligible individuals don't even have an HSA ... Two ways [employers can help]: [1] Match employees HSA contributions (in a manner similar to the 401(k) match), or [2] Offer wellness incentives in the form of HSA contributions."
16.  IRS: Here's How to Handle the Tax Treatment of Wellness Rewards
HR Benefits Alert Link to more items from this source
June 7, 2016
"According to the IRS, if an employee earns a cash reward under the program, that reward must be included in the employee's gross income under Code Section 61 and is a payment of wages subject to employment taxes. In addition, if an employee earns a cash-equivalent reward that isn't excludible from his or her income -- e.g., the payment of gym membership fees -- the fair market value of that reward will be included in the employee's gross income and is a payment of wages subject to employment taxes."
17.  EEOC Appeals Landmark Wellness Verdict: Will This Wind Up in the Supreme Court?
HR Benefits Alert Link to more items from this source
Apr. 12, 2016
"If the Seventh Circuit upholds the lower court's decision [in EEOC v. Flambeau], employer wellness programs -- especially those in states within that circuit -- will make it extremely difficult for similar ADA claims against employer-sponsored wellness programs to hold up. The EEOC would likely follow this outcome with an appeal to the Supreme Court but, without split verdicts in the circuit courts, the High Court may opt not to hear this case. On the other, if the EEOC comes out on top with this appeal, a Supreme Court hearing is a virtual guarantee."
18.  The $63 Billion Health Problem Wellness Doesn't Address
HR Benefits Alert Link to more items from this source
Mar. 29, 2016
"Employers spend vast amounts of time and resources combating costly chronic conditions like diabetes, heart disease and obesity ... But there's one health condition that's negatively impacting virtually all workers in some way that's largely ignored by health-management programs. That condition: Overtired workers. Nearly three-quarters (74%) of employees work while tired ... 31% do so very often.... [One] study estimates that employers lose nearly $63 billion in productivity each year due to tired workers."
19.  How Have Corporate Wellness Programs Evolved? (Infographic)
HR Benefits Alert Link to more items from this source
Mar. 22, 2016
"[W]orkplace wellness programs have actually been in existence since major corporations began cropping up in the late 1800s.... Some major breakthroughs include: [1] Henry Ford introduces the 40-hour work week in 1926. [2] Employee fitness centers become popular in the 1950s and 60s. [3] Employers launch smoking-cessation programs in the 1970s. [4] Johnson & Johnson is the first company to tie wellness programs to productivity and profitability in the 1980s."
20.  Feds Targeting Three Common FMLA Mistakes
HR Benefits Alert Link to more items from this source
Jan. 19, 2016
"[1] Not recognizing workers' need for leave and disciplining those employees for absences that should've been covered by FMLA; [2] Failing to meet the notice deadlines under the FMLA regs, and [3] Failing to properly administer medical certification -- including recertification requests that are made more frequently than the law allows."
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