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Free Newsletters
“BenefitsLink continues to be the most valuable resource we have at the firm.”
-- An attorney subscriber
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102 Matching News Items |
| 1. |
The NCPA Fact Checks Obama's Health Policy Address During the State of the Union
National Center for Policy Analysis Health Policy Blog 
Jan. 21, 2015
"The president didn't mention that an estimated 100 million workers who have paid sick leave likely don't get seven days annually. He also didn't mention that his own advisor Jonathan Gruber has research showing workers themselves wind up paying the cost of mandatory benefits through lower wages.... The president should have called for expanding Health Savings Accounts (HSAs) to all workers, allowing them to set aside funds for medical needs. The president could have also proposed allowing workers to use HSAs to compensate for income lost to sick days."
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| 2. |
Brief Analysis of Socially Responsible Investing
National Center for Policy Analysis [NCPA]
May 11, 2009
Excerpt: Socially responsible investing (SRI) is the practice of choosing stocks, bonds or mutual funds based on political, religious or social values. This investment strategy can be hazardous to an individual's portfolio, and if followed by state and local employee pension funds can adversely affect thousands of people's retirement incomes.
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| 3. |
Health Care for All -- Without the Affordable Care Act
National Center for Policy Analysis [NCPA]
Oct. 17, 2012
"The National Center for Policy Analysis has developed a proposal to provide essential health care for all. We can do this with the money that is already in the system. Unlike the Affordable Care Act ('ObamaCare'), it will require no new taxes, no new spending, no individual mandate and no employer mandate. This proposal would provide patients, health care providers and insurers with the tools necessary to control costs and improve the quality of health care -- without rationing by health care bureaucracies."
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| 4. |
Congressional Brief: NCPA Health Reform Agenda (PDF)
National Center for Policy Analysis [NCPA] May 11, 2016 "Congress should repeal the ACA regulations that prevent insurers from fully adjusting individual premium rates to reflect known health risks. Instead, Congress should restore the right to renew coverage if an applicant has maintained insurance with no gaps of more than 63 days (COBRA) and insurers should be allowed to sell multiyear coverage.... Those who lack access to health coverage at work should have access to a defined tax credit that provides a comparable amount of tax relief as employer-provided health benefits for a middle-income family.... Flexible Spending Account (FSA) holders should be allowed to rollover their unused funds into Health Savings Accounts (HSAs). HSAs should be expanded to allow for larger contributions." |
| 5. |
Congressional Brief: Retirement Accounts and Policy Recommendations (PDF)
National Center for Policy Analysis [NCPA] Apr. 23, 2015 "[L]onger lifespans -- and the need to draw from retirement savings for more years -- increase the risk of outliving one's retirement savings. Encouraging 401(k) plans to offer a lifetime annuity as the default payout option at retirement would go a long way toward addressing this potential problem.... We need a level playing field that treats all savers equally.... Simplify and unify the many retirement savings vehicles by creating universal Roth IRA." |
| 6. |
New Report from Economic Policy Institute States the Obvious About Retirement Savings
National Center for Policy Analysis [NCPA]
Sept. 4, 2013
"The EPI's report shocks and awes with charts and graphs showing the savings disparities between rich and poor, black and white, young and old, etc. None of the data appears to be incorrect, however, many charts border on misleading and the blame for all inequality is placed on 401(k) accounts which is completely and irresponsibly wrong."
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| 7. |
England's National Health Services Offers Future Vision of Obamacare
National Center for Policy Analysis [NCPA]
May 8, 2013
"From 2005 to 2012, British hospital emergency room visits rose from 18 million to 22 million -- a 22 percent increase in only 7 years, a period during which the population grew by only 4 percent. This should concern supporters of ObamaCare who claim the health care mandate will reduce the number of hospital emergency room visits and lower the national cost of health care. The increased visits in Britain are due to fewer physicians, an aging population and increased patient demand, all problems America is currently facing."
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| 8. |
Myths and Memes About Single-Payer Health Iinsurance in the United States - A Rebutal to Conservative Claims
International Journal of Health Services via Physicians for a National Health Program
Feb. 21, 2008
Excerpt: Recent years have seen the rapid growth of private think tanks within the neoconservative movement that conduct 'policy research' biased to their own agenda. This article provides an evidence-based rebuttal to a 2002 report by one such think tank, the Dallas-based National Center for Policy Analysis (NCPA), which was intended to discredit 20 alleged myths about single-payer national health insurance as a policy option for the United States.
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| 9. |
Paying People to Buy While Punishing Them for Saving
National Center for Policy Analysis [NCPA]
July 31, 2013
"Two years ago, [an] NCPA report ... detailed how today's 45- to 64-year olds are spending their money and why many of them are ill-prepared for retirement. Compared to the same age group 20 years ago, more of today's pre-retirees are paying mortgages that will go well into their retirement years. This may very well be in part due to the fact that homeownership is an overemphasized public policy goal (compared to saving), and the tax system is none to happy to help those who want to buy."
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| 10. |
Review of the WSJ Opinion Piece, The Real Threat to 'Social Europe'
National Center for Policy Analysis [NCPA] Apr. 16, 2007 Excerpt: The urgent need for pension reform in Europe has steadily climbed up the political agenda. But the initiatives taken so far, including moves to raise the retirement age, can only be considered a first step if they are to avoid a demographic disaster, says Hans Martens, chief executive of the European Policy Center. |
| 11. |
Overview of a NBER 'Simplification Raises Saving Rates'
National Center for Policy Analysis [NCPA]
May 17, 2007
Excerpt: Criticisms of America's low national savings rate often hinge on the assumption that this low savings is driven by Americans' proclivity for excessive spending. But according to researchers with the National Bureau of Economic Research (NBER), the complexity of establishing a savings plan can also play a role in deterring saving.
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| 12. |
Preparing for Retirement in an Uncertain World (PDF)
National Center for Policy Analysis [NCPA]
Apr. 6, 2010
20 pages. Excerpt: The results of this study support a change in public policy to allow employers offering 401(k)s to default their employees into a dynamic lifecycle fund.
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| 13. |
Health Care Spending in the 50 States and Select Counties (PDF)
National Center for Policy Analysis [NCPA]
Mar. 26, 2013
"Before moving forward with implementation of the Affordable Care Act, it is important to consider how spending from state to state varies in terms of the health care sector's size relative to the states' economies, and to examine how the sizes of the states' health care sectors have evolved over time. The State of Provider data set from the Centers for Medicare and Medicaid services provides an excellent source for these comparisons and allows for an examination of spending over a thirty-year period."
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| 14. |
Health Care Spending Forecasts
National Center for Policy Analysis [NCPA]
Apr. 23, 2009
Excerpt: Health care spending is a growing share of the economy and forecasts by the Congressional Budget Office (CBO) and the Office of the Actuary at the Centers for Medicare & Medicaid Services (CMS) suggest that it will continue to grow well into the future. Over the past four decades, the share of gross domestic product (GDP) spent on health care has more than tripled from 5 percent to 16 percent. Recent CBO and CMS forecasts suggest that health care spending will top 30 percent by 2040. The CBO's projections show that health care spending may grow to as much as 50 percent of GDP by 2082.
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| 15. |
'Father of Health Savings Accounts' Envisions the Ideal Health Care Reform
National Center for Policy Analysis [NCPA]
Apr. 18, 2012
"In any rational health care system, public policies don't encourage people to choose to be without health insurance. But for millions of people, that is what we are currently doing. Under the interim measures (2010 to 2014) of the [ACA] ... those perverse incentives for some people have become even worse.... Think about that for a moment. For millions of people, public policy does nothing to encourage the purchase of private insurance. But if they choose to be uninsured, they can count on a system of public and private charity that is actually quite valuable."
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| 16. |
Health Reform and the Impact of Extending Dependent Coverage to Age 26
National Center for Policy Analysis [NCPA]
June 29, 2012
"Advocates of the Affordable Care Act (ACA) proudly point out the millions of previously uninsured Americans who will be able to gain coverage with the law's implementation. However, recent research shows that in accomplishing this policy objective, the massive health care reform law may have a number of unintended consequences that could lead to higher premiums ... In the case of insuring more young people, recent analysis shows that the ACA encourages young adults to enroll in dependent coverage and drop their own coverage, causes employers to stop offering coverage, and will likely increase premiums."
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| 17. |
How Much Will Borrowing from your 401(k) Cost You?
National Center for Policy Analysis [NCPA]
Oct. 24, 2017
"The NCPA's 401(k) Borrowing Calculator can help you determine how much a 401(k) loan will cost in terms of lost savings and investment opportunities. The calculator will: [1] Make annual comparisons of your projected 401(k) balance, with and without a loan, from the year you borrow until the year you retire. [2] Compare your monthly income when you retire, with and without a loan, based on a 30-year fixed annuity."
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| 18. |
Simple Steps Can Save Health Plans Big Dollars
National Center for Policy Analysis [NCPA]
Aug. 17, 2007
Excerpt: A combination of four measures helped one U.S. hospital's health plan control prescription drug costs and save more than $6.6 million over three years, according to a study by Wake Forest University Baptist Medical Center published in the American Journal of Managed Care.
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| 19. |
Paying for Public Employee Health Costs
National Center for Policy Analysis [NCPA]
July 28, 2014
"Health insurance premiums for state workers have grown much less rapidly than premiums for those in the private sector. The share of health insurance premiums paid by public employees has been steady or has risen, whereas the share paid by private employees has fallen. For public employees, growth in employee premium share has been especially high in highly unionized states."
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| 20. |
Are Millennials Ready for Social Security Reform?
National Center for Policy Analysis [NCPA]
May 19, 2013
"[M]illennials are getting an early start on retirement saving ... First, they have watched their baby boomer parents struggle to prepare for retirement.... Second, this age group is not relying heavily on the solvency of Social Security. In fact, less than half of those surveyed plan on relying on public programs for retirement income."
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