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8 Matching News Items

1.  Texas Teachers Take Advantage of Loophole to Get More Spousal Benefits from Social Security
The Spectator Link to more items from this source
Feb. 22, 2007
"Public school teachers in Texas eventually found a loophole in [the federal government's pension offset rules for Social Security benefits, enacted in 1977]. They could still receive their public pension and full Social Security spousal benefits if during their last day of public employment they were in a job covered by both Social Security and a public pension program. School district jobs such as janitor and cafeteria worker fit the bill nicely."
2.  The Cost of Health Care and Coverage
The American Spectator Link to more items from this source
Mar. 10, 2010
"If more and more people are losing coverage, why do costs keep going up? The Times' answer is that by postponing treatment, uninsured people end up requiring more expensive care. Or alternately, if they are treated anyway, hospitals will slip the bill to other patients. But none of this adds up. There is widespread agreement that preventive treatment is just as expensive if not more so as emergency treatment. After all, isn't it all that preventive medicine to guard against lawsuits that is driving up costs?"
3.  Texas Teachers Are Not Criminals; Understanding the Now-Closed Social Security 'Loophole'
The Teacher's Advocate Link to more items from this source
Feb. 27, 2007
Excerpt: The teachers [described in an article in The American Spectator] are made out to be criminals .... They went through a perfectly legal process to gain these benefits and they shouldn't be punished or have these benefits taken away ... My only concern is that its a bit unfair that those 20,000 teachers got to do it, and the hundreds of thousands of others didn't.
4.  Without Any Idea What It Is Doing, Congress Is About to Pulverize the American Medical System
The American Spectator Link to more items from this source
Oct. 20, 2009
Excerpt: ERISA says that if large employers self-insure, they are exempt from state regulations. This is only possible for corporations with 300 or more employees, since you need a large pool to spread health risks. ERISA plans grew rapidly during the 1970s and 1980s, encouraged by an IRS decision that such benefits should be tax-free. Pumping up benefits became a much more efficient way of compensating employees than raising wages. As a result, the healthcare system was soon flooded with union members carrying 'first-dollar' coverage from their employers and wildly spending other people's money. This drove up demand. On the other hand, ERISA plans had an easy time in kicking people out if they got really sick. Their responsibility, the law said, was to the plan, not to individuals.
5.  Healthcare Coverage and Cost Discussions Are Blind to Extent of Employer-Sponsored Health Plans
The American Spectator Link to more items from this source
Feb. 26, 2010
"Only 6 percent of the population actually buys their own insurance. (And for this, we are painting the insurance companies as the villains of this melodrama?) ... 66 percent do not have insurance but health benefits, which is not the same thing. Nine percent gets its benefits from government employment, 4 percent from the military and the remaining 43 percent get their benefits from private employment.... We're not going to be able to 'get everybody into the pool' because doing that would mean breaking up the system of employment-based health benefits that is protected by ERISA. That 43 percent of the market is staying put."
6.  Is Social Security a Retirement Plan or an Insurance Program?
The American Spectator Link to more items from this source
Mar. 23, 2005
Excerpt: In his recent article 'Blocking Move,' Jonathan Chait recently made a case for obstructing Social Security reform. Although Chait displays some honesty bordering on cynicism (more on that here), his case rests heavily on the idea that (1) reformers want to dismantle the entire Social Security system; (2) reformers are overselling the likely return on personal accounts; and (3) Social Security was intended to be 'social insurance,' not an investment program. Let's take these in order.
7.  Kerry-Krugman Healthcare?
The American Spectator Link to more items from this source
July 23, 2004
Excerpt: [C]ontrary to [New York Times columnist Paul] Krugman's contention, HSA policies are likely to encourage more companies to provide health insurance.... What is it with liberals and health care? Every time they don't achieve their desired policy, they act as though no one, except them, took the preceding debate seriously.
8.  Lock Them in a Room and Require Entitlement Reform
American Spectator (Online) via Cato Institute Link to more items from this source
Mar. 28, 2008
Excerpt: Based on the current growth rate of entitlement costs -- $2 trillion per year under a 75-year time horizon and $12 trillion per year if measured on a permanent basis -- wouldn't it be smarter not to wait for next year's lawmakers to show up? Given the massive electoral advantages incumbents enjoy, most of them will probably be the same people, anyway. Why not lock them all up in a room this year -- let's say next Thursday -- until they can come to agreement on how to balance entitlement program finances, even if only for the next 75 years?

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