Cross-Tested Plans

1,187 topics in this forum

1. Testing 2 plans with different year ends

   By Dougsbpc, Friday at 04:39 AM
   • 2 replies
   • 71 views
   • 
   • C. B. Zeller
   • Friday at 01:46 PM

2. MP Plan - Defined Groups - list in SPD?

   By TPApril, September 29
   • 3 replies
   • 187 views
   • 
   • Peter Gulia
   • September 30

3. 401(a)(4) testing using attained age or age nearest

   By chc93, July 8
   • 3 replies
   • 292 views
   • 
   • CuseFan
   • July 9

4. 415 vs catchup (again!)

   By pmacduff, March 4
   • 8 replies
   • 497 views
   • 
   • Suzanne85
   • July 9

5. Class allocated profit sharing with last day of year employment condition

   By Tom, June 28
   • 6 replies
   • 267 views
   • 
   • C. B. Zeller
   • June 30

6. New Comparability Contributions - made throughout the year

   By AlwaysLearning, June 23
   • 5 replies
   • 178 views
   • 
   • Mike Preston
   • June 24

7. electing not to receive an allocation

   By 52626, June 11
   • 12 replies
   • 380 views
   • 
   • Luke Bailey
   • June 19

8. 415(c) and Administering the Mega Backdoor Roth for 401(k) and ESOP Plans

   By Cardscrazy, April 29   

   • esop
   • 401k
   • (and 2 more)

     Tagged with:

     • esop
     • 401k
     • roth 401(k)
     • 415(c)
   • 2 replies
   • 184 views
   • 
   • Cardscrazy
   • May 4

9. Deemed CODA concern - profit sharing contribution taken into account for partnership distribution

   By Moosen14, April 27
   • 6 replies
   • 321 views
   • 
   • Luke Bailey
   • April 27

10. New Plan Design too aggressive?

    By cheersmate, April 8   

    • secure act
    • cross-tested
    • (and 3 more)

      Tagged with:

      • secure act
      • cross-tested
      • individual rate groups
      • immediate eligibility exception
      • vesting with plan effective date
    • 6 replies
    • 316 views
    • 
    • cheersmate
    • April 23

11. DC+CB Combo - Short Plan Year & Gateway

    By Hojo, March 22
    • 9 replies
    • 287 views
    • 
    • AndyH
    • March 25

12. Two DC plans - gateway coordination

    By John Feldt ERPA CPC QPA, February 5
    • 3 replies
    • 241 views
    • 
    • John Feldt ERPA CPC QPA
    • February 24

13. Individual Rate Groups & Gateway

    By CuseFan, February 18
    • 6 replies
    • 216 views
    • 
    • CuseFan
    • February 19

14. Accrued to date testing--compensation question

    By BG5150, February 12
    • 5 replies
    • 198 views
    • 
    • Jakyasar
    • February 14

15. TH only need Gateway?

    By BG5150, February 3
    • 3 replies
    • 232 views
    • 
    • Mike Preston
    • February 4

16. Ind. rate grp flexibility

    By TPApril, February 3
    • 1 reply
    • 162 views
    • 
    • Mike Preston
    • February 4

17. Component Plan / Restructuring

    By austin3515, January 27
    • 8 replies
    • 257 views
    • 
    • BG5150
    • January 29

18. 3% to all but HCE

    By Becky Schwing, January 27
    • 13 replies
    • 410 views
    • 
    • Jakyasar
    • January 28

19. Tutorial Needed (Ok, a long class....)

    By RestAssured, January 6
    • 1 reply
    • 332 views
    • 
    • RestAssured
    • January 6

20. New Comp Plan - bifurcate testing (c/t for some, alloc rate for others)?

    By cheersmate, December 18, 2020   

    • new comparability
    • safe harbor 401k
    • (and 1 more)

      Tagged with:

      • new comparability
      • safe harbor 401k
      • disaggregation
    • 2 replies
    • 241 views
    • 
    • cheersmate
    • December 18, 2020

21. Accrued-to-date testing after fresh start

    By Dougsbpc, December 16, 2020
    • 1 reply
    • 201 views
    • 
    • CuseFan
    • December 17, 2020

22. Floor Offset Plan

    By Sunny Gupta, December 12, 2020
    • 1 reply
    • 143 views
    • 
    • C. B. Zeller
    • December 15, 2020

23. Excluded by Job Class

    By Becky Schwing, December 9, 2020
    • 1 reply
    • 219 views
    • 
    • C. B. Zeller
    • December 9, 2020

24. 3%SHNEC for NHCES and 9%PS for Owners ok?

    By cheersmate, March 13, 2019   

    • cross-tested
    • 3%shnec
    • (and 1 more)

      Tagged with:

      • cross-tested
      • 3%shnec
      • individual rgs
    • 6 replies
    • 517 views
    • 
    • ERISADC
    • December 9, 2020

25. DC+CB combo but different compensation definitions

    By Jakyasar, December 3, 2020
    • 2 replies
    • 263 views
    • 
    • Jakyasar
    • December 3, 2020