Cross-Tested Plans

1,185 topics in this forum

1. 401(a)(4) testing using attained age or age nearest

   By chc93, July 8
   • 3 replies
   • 179 views
   • 
   • CuseFan
   • July 9

2. 415 vs catchup (again!)

   By pmacduff, March 4
   • 8 replies
   • 411 views
   • 
   • Suzanne85
   • July 9

3. Class allocated profit sharing with last day of year employment condition

   By Tom, June 28
   • 6 replies
   • 231 views
   • 
   • C. B. Zeller
   • June 30

4. New Comparability Contributions - made throughout the year

   By AlwaysLearning, June 23
   • 5 replies
   • 139 views
   • 
   • Mike Preston
   • June 24

5. electing not to receive an allocation

   By 52626, June 11
   • 12 replies
   • 347 views
   • 
   • Luke Bailey
   • June 19

6. 415(c) and Administering the Mega Backdoor Roth for 401(k) and ESOP Plans

   By Cardscrazy, April 29   

   • esop
   • 401k
   • (and 2 more)

     Tagged with:

     • esop
     • 401k
     • roth 401(k)
     • 415(c)
   • 2 replies
   • 151 views
   • 
   • Cardscrazy
   • May 4

7. Deemed CODA concern - profit sharing contribution taken into account for partnership distribution

   By Moosen14, April 27
   • 6 replies
   • 204 views
   • 
   • Luke Bailey
   • April 27

8. New Plan Design too aggressive?

   By cheersmate, April 8   

   • secure act
   • cross-tested
   • (and 3 more)

     Tagged with:

     • secure act
     • cross-tested
     • individual rate groups
     • immediate eligibility exception
     • vesting with plan effective date
   • 6 replies
   • 295 views
   • 
   • cheersmate
   • April 23

9. DC+CB Combo - Short Plan Year & Gateway

   By Hojo, March 22
   • 9 replies
   • 259 views
   • 
   • AndyH
   • March 25

10. Two DC plans - gateway coordination

    By John Feldt ERPA CPC QPA, February 5
    • 3 replies
    • 220 views
    • 
    • John Feldt ERPA CPC QPA
    • February 24

11. Individual Rate Groups & Gateway

    By CuseFan, February 18
    • 6 replies
    • 192 views
    • 
    • CuseFan
    • February 19

12. Accrued to date testing--compensation question

    By BG5150, February 12
    • 5 replies
    • 180 views
    • 
    • Jakyasar
    • February 14

13. TH only need Gateway?

    By BG5150, February 3
    • 3 replies
    • 213 views
    • 
    • Mike Preston
    • February 4

14. Ind. rate grp flexibility

    By TPApril, February 3
    • 1 reply
    • 143 views
    • 
    • Mike Preston
    • February 4

15. Component Plan / Restructuring

    By austin3515, January 27
    • 8 replies
    • 236 views
    • 
    • BG5150
    • January 29

16. 3% to all but HCE

    By Becky Schwing, January 27
    • 13 replies
    • 378 views
    • 
    • Jakyasar
    • January 28

17. Tutorial Needed (Ok, a long class....)

    By RestAssured, January 6
    • 1 reply
    • 317 views
    • 
    • RestAssured
    • January 6

18. New Comp Plan - bifurcate testing (c/t for some, alloc rate for others)?

    By cheersmate, December 18, 2020   

    • new comparability
    • safe harbor 401k
    • (and 1 more)

      Tagged with:

      • new comparability
      • safe harbor 401k
      • disaggregation
    • 2 replies
    • 218 views
    • 
    • cheersmate
    • December 18, 2020

19. Accrued-to-date testing after fresh start

    By Dougsbpc, December 16, 2020
    • 1 reply
    • 178 views
    • 
    • CuseFan
    • December 17, 2020

20. Floor Offset Plan

    By Sunny Gupta, December 12, 2020
    • 1 reply
    • 130 views
    • 
    • C. B. Zeller
    • December 15, 2020

21. Excluded by Job Class

    By Becky Schwing, December 9, 2020
    • 1 reply
    • 202 views
    • 
    • C. B. Zeller
    • December 9, 2020

22. 3%SHNEC for NHCES and 9%PS for Owners ok?

    By cheersmate, March 13, 2019   

    • cross-tested
    • 3%shnec
    • (and 1 more)

      Tagged with:

      • cross-tested
      • 3%shnec
      • individual rgs
    • 6 replies
    • 499 views
    • 
    • ERISADC
    • December 9, 2020

23. DC+CB combo but different compensation definitions

    By Jakyasar, December 3, 2020
    • 2 replies
    • 239 views
    • 
    • Jakyasar
    • December 3, 2020

24. Gateway Minimums

    By ConnieStorer, October 21, 2020   

    • db\dc combo plan
    • 2 replies
    • 215 views
    • 
    • ConnieStorer
    • October 22, 2020

25. Cross Tested 401kPS w 3%SH

    By cheersmate, January 29, 2019   

    • bottom up allocation
    • cross tested ps
    • (and 1 more)

      Tagged with:

      • bottom up allocation
      • cross tested ps
      • safe harbor 401k
    • 11 replies
    • 628 views
    • 
    • shERPA
    • September 9, 2020