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HIPAA Discrimination


Guest jes
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Can an insurer terminate an employee's health insurance if the employee lied about prior medical conditions on the initial application? Does HIPAA prevent this?

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Guest JRedding

HIPAA does not address the issue of fraud --which is what this is. I would think that the carrier is quite reasonable in terminating coverage for this person. The only issue HIPAA addresses is that a person cannot be turned down for health reasons. The carrier is not doing it for those reasons but for the fact that the ee lied on his original application.

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