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mental health disability benefits


Guest celliott
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Guest celliott

While my disability was based on both psychological and physical conditions, my Long Term Disability Insurance company refuses to even consider the physical aspects and I have no clout with them. They cut off my benefits after the "usual" 24 months.

Has anyone else any experience with this?

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Guest Killer Joe Ribakoff

Lots of good folks are messed with everyday like this by their LTD insurer. You gotta fight 'em.

Many disability policies have a two year cap on mental health disabilities. Courts have ruled these terms as ambigious. They do not apply if the mental condition is organic. You need to talk to a lawyer asap.

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  • 4 weeks later...
Guest beach poet

And most lawyers you go to will want substantial money up front. Don't pay it. Get someone to take it on contigency. I have a claim in federal court. It's been there 5 years!

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