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Health Benefit Plan Anyone?


Guest Shari G
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Guest Shari G

Is there ANY way at all that a group of governmental entities could qualify as a MEWA for the express purposes of providing health benefits to its employees and dependents?

Thanks!!

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Actually, a multi-employer welfare arrangement ("MEWA") is something you want to avoid, not something you want to strive for. Under ERISA, most employee benefit plans are exempt from most state laws. ERISA provides, however, that a MEWA is subject to state as well as federal law.

However, it appears that you are asking whether it is possible to set up a health benefit plan for a number of governmental employers. The answer is yes, provided that state law allows it. Governmental plans are not subject to the preemption provisions of ERISA in any event, so they must comply with state law whether or not they are MEWAs. However, it is quite common to have a governmental health plan which covers various governmental entities, so long as that plan complies with applicable state and local law.

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Employee benefits legal resource site

Employee benefits legal resource site

The opinions of my postings are my own and do not necessarily represent my law firm's position, strategies, or opinions. The contents of my postings are offered for informational purposes only and should not be construed as legal advice. A visit to this board or an exchange of information through this board does not create an attorney-client relationship. You should consult directly with an attorney for individual advice regarding your particular situation. I am not your lawyer under any circumstances.

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