Close out a 403B plan and convert to another non taxable fund.

[GBurns]

That is not the topic.

You were the person advocating no-load without giving any reasons. All you have been asked is to give reasoning in the form of facts.

Stop trying your usual tactic of changing the subject whenever you cannot support your statements.

[AndyH]

Just a "let's-all-lighten-up" aside. Quoting GBurns:

It does not matter what you pay, it only matters what you get. Investment performance is determined by return not acquisition cost.

GBurns, you surely would not make a good 412(i) salesman. In that world, it's what you deduct, not what you get.

[GBurns]

How true.

I really had a difficult time keeping away from the overall picture and focusing on the buzzwords. I am still astonished at what people buy and why.

I am not saying that anything is wrong with 412(i) plans, just the sales pitch and buying logic.

It reminds me of those who save money because they bought on sale something that they did not want and cannot use, But it was on sale, "I got 50% off".