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Non-qualifying Plan Assets


Guest LHart

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Not sure there is such a list, but this might be helpful.

http://www.cigna.com/professional/pdf/Smal...eCPA-finalT.pdf

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

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You can find plenty of information regarding what IS qualified, but there is nothing out there that really clarifies what isn't. Everyone gives the same example: real estate . . . so suppose your real estate investments are in a "real estate fund" held by your reputable financial institution, is that qualified or non-qualified?

I think I read somewhere that CDs are a non-qualified asset, yet they are held by financial institutions on the "okay" list . . .

I would just like something definitive, but there doesn't appear to be a source to reference . . .

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I don't think a real estate mutual fund is the same as real estate. For example, they would be recorded in different places on a 5500 Schedule H. (Of course, each asset would be evaluated on its own merits.)

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

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