Guest K Conklin Posted December 9, 2004 Share Posted December 9, 2004 Can the husband of an HSA-eligible individual contribute to his wife's HSA through the husband's cafeteria plan which is sponsored by a different employer than the wife's employer? Link to comment Share on other sites More sharing options...
GBurns Posted December 9, 2004 Share Posted December 9, 2004 Read Publication 969: http://www.irs.gov/pub/irs-pdf/p969.pdf Note the TIP at the end of page 2 which indicates that Each spouse who is an eligible individual must open a separate HSA. You cannot have a joint HSA. Note also page 3 about You or your spouse (joint filers) not being able to have other coverage that is not a HDHP. So you have the problems of : What sort of coverage does the husband have? Can the spouse contribute to an HSA that is not his through a cafeteria plan? I would say no since he is not a covered individual of that HSA and the statement in TIP on page 2, etc. George D. Burns Cost Reduction Strategies Burns and Associates, Inc www.costreductionstrategies.com(under construction) www.employeebenefitsstrategies.com(under construction) Link to comment Share on other sites More sharing options...
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