Jump to content

SEP contributions

Guest terric

Recommended Posts

In general, the permitted disparity rules apply to SEP contributions. See I.R.C. Sec. 408(k)(3)(D). I believe that both SAR-SEPs and model-SEPs (Form 5305-SEP) can't be integrated.

Lori Friedman

Link to comment
Share on other sites

The salary deferral portion of the SARSEP (redundant) cannot be integrated…but the employer contribution portion can be integrated – if the SEP is a prototype of individually designed SEP

By the way, a flat dollar formula- where everyone receives the same dollar amount- is also allowed. This can be allowed under a prototype or individually-designed SEP

Life and Death Planning for Retirement Benefits by Natalie B. Choate



Link to comment
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Create New...