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terminate Simple IRA, start Safe Harbor 401(k) non calendar year...possible?


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Client has Simple Ira in place now. They have made contributions during 2005. The company's fiscal year ends 8/31. Can they teminate the Simple now and start a Safe Harbor 401(k) for October 1st? Or do they have to wait until 1/1/06?

Thanks for any help...

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  • 4 weeks later...

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