Guest Nini Posted March 1, 2006 Share Posted March 1, 2006 A COBRA qualified beneficiary has COBRA coverage which expires in September 2007. The individual was recently sentenced to 4 years in prison - does this coverage still need to be provided? Any assistance in appreciated. Link to comment Share on other sites More sharing options...
jsb Posted March 1, 2006 Share Posted March 1, 2006 Is the incarceration related to the job from whence came the COBRA? If not, on what basis would you deny COBRA continuation unless the person failed to pay? I suppose if the jail is located outside the plan's service area, and there is no viable coverage option available through your plan you could terminate coverage, but this would be related to geographic location, not inmate status. Link to comment Share on other sites More sharing options...
Kirk Maldonado Posted March 1, 2006 Share Posted March 1, 2006 Nini: Are you seriously concerned that he would elect COBRA coverage? Kirk Maldonado Link to comment Share on other sites More sharing options...
leevena Posted March 1, 2006 Share Posted March 1, 2006 I agree that the inmate may very well be eligible. At first I thought the same thing Kirk did (are you really concerned about him taking cobra) but then I realized he might have dependents that can continue. Link to comment Share on other sites More sharing options...
Guest Nini Posted March 1, 2006 Share Posted March 1, 2006 Not concerned if will elect COBRA coverage - from my understanding this person is already covered Link to comment Share on other sites More sharing options...
oriecat Posted March 1, 2006 Share Posted March 1, 2006 So then you just have to wait and make sure it gets paid for. If not, cancel it. I see no reason to treat this person any differently from any other QB. His place of "residence" is inconsequential. Link to comment Share on other sites More sharing options...
Guest Pensions in Paradise Posted March 1, 2006 Share Posted March 1, 2006 I say this tongue-in-cheek..... could you cancel the coverage since the person is now covered under the prison's health plan!! Link to comment Share on other sites More sharing options...
jeanine Posted March 2, 2006 Share Posted March 2, 2006 All kidding aside, some states have laws that allow jails/prisons to bill a prisoner's health insurer for services received as an inmate. This saves the state or county money. The county or state could conceivably pay the COBRA premium if it makes financial sense to do so. Link to comment Share on other sites More sharing options...
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