Don Levit Posted December 10, 2007 Share Posted December 10, 2007 Folks: Today's Benefits Link provided Field Assistance Bulletin 2007-04. This answers a lot of concerns we had several months ago regarding whether certain individual policies would be considered group health plans. Policies that are "excepted benefits" are not group health plans. Go to: http://www.dol.gov/ebsa/pdf/fab2007-4.pdf. Don Levit Link to comment Share on other sites More sharing options...
Oh so SIMPLE Posted December 11, 2007 Share Posted December 11, 2007 As I read the FAB, truly 'supplemental' policies are excepted. Individual policies for major medical could yet be part of a group health plan, subject to the health reform requirements for group health plans and that often are not in those individual policies. It depends on the level of involvement of the employer in choosing the individual policies, cutting a premium price break for its employees, or bearing part of the expense of the premiums. Link to comment Share on other sites More sharing options...
Don Levit Posted December 11, 2007 Author Share Posted December 11, 2007 Oh so Simple: I agree with your assessment. However, I wonder why the employer not bearing part of the premium was not mentioned as one of the criteria for the safe harbor? Don Levit Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now