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Our health, life, ad&d & STD plan are all part of 1 wrap plan.

We have about 80 union emloyees covered under our STD plan but are not eligible for any of our medical or life/ad&d plans. THE STD plan covers the NY mandated temporary disability benefit of up to $170/wk.

They are covered under another union plan for those benefits

I see an exemption for not needing an SAR for plans with <100 who have only a plan for state insured disability.

THe SAR encompasses premium payments for all healt & welfare plans.

Must I send an SAR to these union participants?

Much thanks

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