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Happy New Year

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As trust and confidence breaking as 2008 has been, there are far worse years to forget. In fact, as I accentuate the positive and eliminate the negative, relatively speaking 2008 was a pretty darn good year -- both worldwide and personally.

My wishes that your 2009 be at least as good as 2008 and no worse. If these wishes are fulfilled, you will have a great year.

Happy New Year,

andy t. a.

The material provided and the opinions expressed in this post are for general informational purposes only and should not be used or relied upon as the basis for any action or inaction. You should obtain appropriate tax, legal, or other professional advice.

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Thank you, Andy the Spin Doctor.

You are right that some of 2008 was good.

I will try to keep a positive outlook on what the legacy of 2008 may be. As former President Will Rogers said, 'Worryin' is like paying interest on a debt you ain't got yet.'

Thanks to everyone on the boards. I hope 2009 is the best year ever for all of you.

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Andy t a,

I do appreciate the sentiments, but you are violating the actuarial code by being optiimistic. Have you not taken the Pessimism exam yet?



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