Craig Garner Posted May 20, 2010 Share Posted May 20, 2010 I have a 401k plan with cross-tested profit sharing. Eligibility is from date of hire for 410k and profit sharing. All participants get a profit sharing at the end of the year except terminee's under 500 hours, so all non-excludable plan participants benefit for profit sharing coverage and discrimination testing. The ADP test fails. Can I restructure the ADP test into "otherwise excludable" and "statutory eligible" participants even though I'm using all participants to test the profit sharing? In other words, is there any consistancy requirement between my testing methods? Craig Link to comment Share on other sites More sharing options...
Mike Preston Posted May 20, 2010 Share Posted May 20, 2010 You may do it. There is no consistency requirement. Link to comment Share on other sites More sharing options...
Guest Sieve Posted May 21, 2010 Share Posted May 21, 2010 I agree with Mr. Preston. Link to comment Share on other sites More sharing options...
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