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HRA AS AN OPT OUT


Guest PEMAQUID95
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Guest PEMAQUID95

We offer employees an opt out benefit equal to $100 / month deposited to an unlimited use HRA. Employees who opt-out of health coverage, will receive this pro-rated benefit. Two questions: (1) we do not ask for proof of other coverage, is there anything in the new regulations/reform that suggest we should (I am sure there is an opinion out there that suggests we should ask for proof) and (2) could we simply change the plan design to limit the HRA to dental and vision expenses and thus be considered exempt?

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