Jump to content

Estate as IRA beneficiary


Recommended Posts

IRA owner dies with no named beneficiary; proceeds are to go to estate. The owner was married and the spouse is the sole estate beneficiary.

Does anyone know of any PLRs or other guidance that would allow the spouse to be treated as the beneficiary; effectively looking through the estate to the ultimate beneficiary of the proceeds?

(I already told them to double/triple check for papers and/or a default beneficiary.)

Ed Snyder

Link to comment
Share on other sites

IRA owner dies with no named beneficiary; proceeds are to go to estate. The owner was married and the spouse is the sole estate beneficiary.

Does anyone know of any PLRs or other guidance that would allow the spouse to be treated as the beneficiary; effectively looking through the estate to the ultimate beneficiary of the proceeds?

(I already told them to double/triple check for papers and/or a default beneficiary.)

Almost all IRAs have been amended to provide that the spouse is the default beneficiary if there was no designated beneficiary at death.

As for your Q see plr 200644031.

mjb

Link to comment
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
×
×
  • Create New...