Flight33 Posted May 27, 2011 Report Share Posted May 27, 2011 Company is a partnership offering health insurance to partners. Plan is fully insured. Can the company require the partners to pay more for their insurance than the insurance company is charging the partnership in premiums? For example, the insurance company sets a participant's premium at $100 a month, but the company charges the participant $105 a month and keeps the $5 for administrative costs. This would be similar to the additional 2% employers can charge for COBRA premiums for administrative expenses -- but outside of the COBRA context. (Is the 2% surcharge under COBRA an exception to something that is not otherwise allowed, or is it a cap on administrative surcharges that are otherwise allowed?) This situation involves partners in a partnership, but if there is any insight with respect to an employer-employee relationship, I'd be interested in hearing thought on that as well. Thanks in advance. Link to comment Share on other sites More sharing options...
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