Benefits 101 Posted October 2, 2013 Share Posted October 2, 2013 So an employer wants to create their health plan so that employees remain on the health insurance like so: Employee is terminated at the end of the month following 31 days from the date of termination. So if an employee is terminated on October 3, they are removed from the insurance on November 30. They do not have a Plan Document. I am going to prepare one for them. However, this request seems odd, and possibly at odds with the insurance company's eligibility rules. Any comments, insights? Link to comment Share on other sites More sharing options...
lvena Posted October 3, 2013 Share Posted October 3, 2013 Never seen anything like this before, not to say it can't be done though. I would ask the carrier, but my guess is the answer would be no. Link to comment Share on other sites More sharing options...
Chaz Posted October 3, 2013 Share Posted October 3, 2013 This is probably workable if the employer ties it in with COBRA or mini-COBRA, as applicable. Link to comment Share on other sites More sharing options...
GMK Posted October 3, 2013 Share Posted October 3, 2013 Looks like the employer is trying to be nice by delaying the onset of COBRA by a month. As Ivena said, first of all, check with the insurance carrier. I'd also check how the cafeteria plan (if there is one) factors in, if at all. Link to comment Share on other sites More sharing options...
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