Chaz Posted April 30, 2014 Share Posted April 30, 2014 Is an Employee Assistance Program, for which an employer pays a PEPM fee to provide its employees, a "fully insured" or "self-insured" benefit? It seems as if it is fully insured but would then the EAP provider be subject to state insurance law? Assume that the EAP provides more than just referrals and is a group health plan under ERISA. Link to comment Share on other sites More sharing options...
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