BCGEA Posted September 14, 2017 Share Posted September 14, 2017 DB plan's pre-retirement death benefit for unmarried participant who dies with vested benefit prior to age 60 is life annuity payable to beneficiary starting when participant would have attained age 60. How does this work with 401(a)(9) regs that require the life annuity to the beneficiary to begin within year of death (no lump sum available)? If the participant dies at age 50, by when does the non-spouse beneficiary have to take the benefit? Link to comment Share on other sites More sharing options...
SoCalActuary Posted September 14, 2017 Share Posted September 14, 2017 You should not violate the plan terms, so I suggest you find the plan's annuity start date and amount payable, then treat the non-spouse beneficiary as a deferred vested participant. Link to comment Share on other sites More sharing options...
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