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Guest psaltzman

individual account vebas

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Guest psaltzman

I'm interested in any information you have on health plan vebas structured as individual accounts (similar to group health savings accounts)

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Guest John Koresko

These plans may be structured either as employer contibutions or employee contributions or a combination. The plans can be fully insured or self insured. Insurance premiums are "qualified direct costs" entitled to current deductions. Separate accounting is permitted. If benefits will be offered post-retirement, you need to be careful of discrimination if a key employee will be covered because of potential exposure under sec. 4976.

What else do you need to know?

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