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RMD - can you 'choose' non-QJ&S source?


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I've got a participant in a plan with deferrals, safe harbor, profit sharing, and merged old money purchase money.  The participant is an owner and needs an RMD this year.  Can he opt to have his RMD come from his profit sharing 'portion' and therefore avoid the QJ&S hassle?  If he can do that and then move to deferrals and safe harbor, that should buy about two or three years, and I'm hoping he retires by then and takes it all (yes, I know he'll have to do the QJ&SA mambo at at that point, but at least it's only once).  Thanks.

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On 4/25/2018 at 1:54 PM, Mike Preston said:

Yes, unless plan documentation requires a different result.

See the special rules in Treas. Reg. 1.401(a)(9)-8, Q&A 2 and 3 for the details confirming Mike Preston's response.  

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