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Summary of Benefits and Coverage (SBC)


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From my less than exhaustive research on this, it appears that it is required for a stand-alone HRA. If the HRA is integrated with the medical plan, then it is possible to have the health plan SBC cover the HRA as well, but if it doesn't, the HRA will need an SBC. And the SBC requirement doesn't extend to stand-alone "excepted benefits" plans such as dental or vision plans, and many FSA's (if they are HIPAA "excepted benefits").

Any disagreement? Any other comments welcome as always! Thanks.

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