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Earl

excluded compensation

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I have started working on a 403b plan that has a compensation exclusion of "coach's compensation".  Provision does not specify that it applies only to ER contributions.  Some people are only coaches so they have plan compensation of $0 effectively excluding them from the salary deferral part of the plan (it seems to me.)

Does this situation create a problem with the universal availability requirement for the 403b benefit?

Thank you

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