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small plan w/s-h match but no NHCE takers

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Owner has 4 hourly employees and the plan was set up with safe harbor match. None of the NHCE hourly ee's has enrolled in the plan although they are all eligible. So only the owner has a balance and he continues to put in the maximum 401k and s/h match for himself.  Plan has no profit sharing component, so no top heavy minimum required. Just not used to seeing a plan with owner only having a balance and thinking about the implications.

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Can increase match to triple match. 

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probably best to make sure the NHCE have signed election forms indicating 0% otherwise down the road someone may claim "no one ever told me about this"

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