Chippy Posted August 9, 2019 Share Posted August 9, 2019 Can a plan be set up that the eligibility for Deferrals is greater than the eligibility for Safe Harbor non-elective? Deferral eligibility is one year of service and semi annual entry dates. SHNEC eligibility is one year, but immediate entry after one year. So someone hired on 8/17/2017 is eligible for the SHNEC on 8/17/2018 but not eligible for the deferral until 1/1/2019. Is that allowed? Link to comment Share on other sites More sharing options...
justanotheradmin Posted August 9, 2019 Share Posted August 9, 2019 I don't see why not, but why? Is the Safe Harbor NEC being used towards some other testing? combined with a discretionary employer contribution? Is there a pension plan it is being tested with? I'm a stranger on the internet. Nothing I write is tax or legal advice. I'd like a witty saying here, but I don't have any. When in doubt, what does the plan document say? Link to comment Share on other sites More sharing options...
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