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Can a PEO H&W Plan be a Single ER for 5500?

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Not an expert on PEO, I am a benefits person  so bear with me.  If the PEO has a single health plan than it is the plan sponsor and will file a single 5500 form.  I have heard of, but have never seen, of a PEO that acts as a broker.  In these situations each employer sponsored their own plan and would be responsible for their own separate 5500 form.

A multiple employer plan is a situation where 2 or more employers maintain a plan.  I doubt a PEO would offer this.


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