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I know in-service withdrawals of deferrals may not be made prior to age 59 1/2, but is there any requirement that they must be allowed after age 59 1/2? 

We have a PS 401(k) plan that allows in-service withdrawals from all accounts only after NRA - NRA being age 65 and 5 years of eligibility service.  So I was wondering if participants would have to wait until NRA or if there was a rule regarding deferrals that would supersede that.

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4 hours ago, Cynchbeast said:

I know in-service withdrawals of deferrals may not be made prior to age 59 1/2, but is there any requirement that they must be allowed after age 59 1/2? 

We have a PS 401(k) plan that allows in-service withdrawals from all accounts only after NRA - NRA being age 65 and 5 years of eligibility service.  So I was wondering if participants would have to wait until NRA or if there was a rule regarding deferrals that would supersede that.

Yes, there is no REQUIREMENT that in-service withdrawals ever be offered.  It is an option for the plan design.

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