tsrl01 Posted October 20, 2020 Share Posted October 20, 2020 This probably sounds elementary, but what is the significance of subscriber to member ratio when negotiating contracts with vendors. Is a higher ratio (3.5) better than a lower (2.0) or is it the other way around. I would think lower is better if my understanding is correct. Link to comment Share on other sites More sharing options...
Juan Kelly Posted October 22, 2020 Share Posted October 22, 2020 Each subscriber has one or members associated with his/her contract. An employee/retiree/COBRA only siubscriber has 1 member associated with his/her contract. Employees/retirees/COBRA beneficiaries with covered dependents have 2 or more members associated with his/her contract. Hence a higher ratio (never less than unity) denotes more covered dependents. Typical ratios for subscribers with 1 dependent range from 1.8 (minor child) to 2.2 (spouse of child-bearing age) while typical ratios for subscribers with multiple covered dependents can range as high as 4.0 (e.g., employee, coverred spouse and 4 minor children). I hope this sounds elementary. Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now