Benefits 101 Posted November 8, 2021 Share Posted November 8, 2021 Just polling here.... can a group offer a QSEHRA / ICHRA ONLY for health insurance, but then have a group plan for dental / vision? There's folks out there that are saying, "no, because the dental is considered a group health plan... you cannot combine it with a QSEHRA and you cannot offer the medical insurance ICHRA with the traditional group plan dental". I disagree, but figure I should poll it here. Link to comment Share on other sites More sharing options...
leevena Posted November 9, 2021 Share Posted November 9, 2021 14 hours ago, Benefits 101 said: Just polling here.... can a group offer a QSEHRA / ICHRA ONLY for health insurance, but then have a group plan for dental / vision? There's folks out there that are saying, "no, because the dental is considered a group health plan... you cannot combine it with a QSEHRA and you cannot offer the medical insurance ICHRA with the traditional group plan dental". I disagree, but figure I should poll it here. QSEHRA can’t be offered with a group dental plan. ICHRA can be offered with a group dental plan. Link to comment Share on other sites More sharing options...
Benefits 101 Posted November 9, 2021 Author Share Posted November 9, 2021 1 hour ago, leevena said: QSEHRA can’t be offered with a group dental plan. ICHRA can be offered with a group dental plan. Thanks! Can you offer some guidance to some law / IRS code / FAQ? I've received a myriad of conflicting answers. The ICHRA / QSEHRA people say "yes! you can offer either with a group dental plan! no problem!" Then some people say NO! A group dental plan is considered a GROUP health plan. Link to comment Share on other sites More sharing options...
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