Felicia Posted September 18, 2000 Share Posted September 18, 2000 A teacher is contributing to a teacher's state retirement fund. The state plan is in lieu of Social Security. While working the teacher is receiving her deceased husband's Social Security benefits. When this teacher retires, can she continue to collect her husband's SS benefits and collect her retirement benefit through the teacher's state retirement plan? The state is Texas. Cites would be helpful. Link to comment Share on other sites More sharing options...
Guest geekster Posted October 26, 2000 Share Posted October 26, 2000 See the Social Security Administration's Publication No. 05-10007, A Law That Affects Spouse's or Widow(er)'s Benefits. There is an offset. The off-set will reduce the amount of the Social Security benefit by two-thirds of the amount of her teacher pension. Illinois, like Texas, is not part of the Social Security System. geekster Link to comment Share on other sites More sharing options...
Guest Ralph Amadio Posted December 15, 2000 Share Posted December 15, 2000 The question is more complex than the last explanation. Spouse benefits and pension recipients are treated differently and the calculation is based on the number of quarters of SS credit. Read both SS pubs, but be prepared to reread them several times. In addition, the local SSA offices often give varying interpretations that are not always correct. Any attempt at explaining the offset or cutback in spousal benefits should be caveated to the max. The best source seems to be well qualified legal counsel that specializes in SS matters and litigation. This confusion is left over from the last (1983) attempt to save Social Security. The states took on the responsibility of providing their employees with benefits, and the fed looked at the benefits as a "cash cow" for SSA. Not a fair deal for public employees. The highly impacted are Teachers, firefighters and police officers-- No good deed goes unpunished. Link to comment Share on other sites More sharing options...
GBurns Posted December 22, 2000 Share Posted December 22, 2000 To geekster in particular and everyone else in general. Where can I find information on the States that have opted out of Social Security? George D. Burns Cost Reduction Strategies Burns and Associates, Inc www.costreductionstrategies.com(under construction) www.employeebenefitsstrategies.com(under construction) Link to comment Share on other sites More sharing options...
Guest Ralph Amadio Posted December 23, 2000 Share Posted December 23, 2000 The information you requested on Divided Retirement systems can be found in the Social Security Handbook in Section 1014. Link to comment Share on other sites More sharing options...
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