makes you wonder, "I had been deferring 4%, suddenly it stopped and I never noticed it on 4 years worth of W-2's"
and if it was non Roth, I never noticed the change in my paycheck, nor again when I filed my taxes.
From a Big 10 (11 12 13 14) neighbor of MI,
we don't see it so much as evil, but as consistently overrated in everything.
MSU is simply the better team this year.